If you're a businessperson, financing and funding is an essential part of life. The big question is how to get the best package and the right deal. At Oxford Funding, we are not just another Commercial Broker i n the UK - we offer you complete range of specialised mortgage services.

Oxford Funding is a respected name in the UK finance and funding industry - a reputation based on our friendly, unbiased, honest and professional services. Over the past fifteen years, we have built a database of loyal clients who have made us their trusted commercial Broker in the UK .

Range of Services:

Call our specialist brokers in these packages, Peter or Glin on 01242 226662.

Other services available to UK clients

LEASING / LEASE FINANCE

We are one of the market leaders in arranging lease finance. All businesses need equipment. As your friendly commercial broker in the UK , we would generally recommend lease finance. It's an effective way to acquire new or used equipment without huge capital outlay. It's also an extremely tax efficient way to acquire equipment or assets for all types and size of businesses from PLCs to sole traders. You can also upgrade to better equipment whenever you want. With access to over 50 finance companies we will ensure that you are getting the right finance package to meet your funding requirements.

Call our specialist brokers in these packages, Peter or Glin on 01242 226662.
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HIRE PURCHASE

This is a convenient finance option whereby you pay for an asset you purchase in installments, making it easier to buy anything. It's a vailable for most types of assets, especially vehicles in the UK . We specialise in offering you low rate hire purchase finance which helps you spread the cost of the asset purchased over a period of time.

Call our specialist brokers in these packages, Peter or Glin on 01242 226662.
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CONTRACT HIRE

Contract vehicle hire in the UK for vehicles like cars, vans, mini buses and others refers to their long term hire - this commercial service is available only for companies. You pay a monthly rental to hire a contract vehicle in the UK ,the rental being based on the length of the contract (12, 24, 36 or 48 months) and the annual mileage. This is the MOST tax efficient way of driving a new or nearly new vehicle, without a huge capital outlay. As your independent commercial broker , we suggest structuring repayments fixed over the term of the agreement, so that you can budget for the use of the vehicle and can even incorporate servicing costs.

Call our specialist brokers in these packages, Peter or Glin on 01242 226662.
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CORPORATE FINANCE

This refers to t he raising of unsecured finance, and equity funding. Businesses can normally borrow up to an acceptable level of gearing but once they reach that point of being �fully borrowed', they cannot borrow further unless equity or unsecured funds are introduced to bring the gearing level down. We find these funds normally by looking for assets outside of the company to use as security such as the owner/directors' homes, savings or other personal assets. We also use government guaranteed loan schemes and unsecured bank loans too.

Call our specialist brokers in these packages Peter or Glin on 01242 226662.
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FACTORING

A borrowing facility secured on the whole sales ledger. The lender agrees to advance the client normally around 80% of the value of their invoices, as soon as the job is done and the invoice raised. The factoring company collects the settlement of the invoice and pays the client the balance of the invoice, less a handling fee and interest. Disclosed factoring is where the recipient of the client's invoice is asked to pay the factorer direct; undisclosed is where they are paying the client, but sending the cheque to a nominated account controlled by the factorer. Recourse factoring is where the lender will ask for his money back if he has not been able to collect settlement of the invoice.

Call our specialist brokers in these packages Peter or Glin on 01242 226662.
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INVOICE DISCOUNTING

Similar to factoring. Invoice discounting is never disclosed to the customer. The client usually has the option to only discount the invoices they want to discount. The client also does his or her own credit control.

Call our specialist brokers in these packages, Prakash, Peter or Glin on 01242 226662.
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STOCKING LOANS

This is a borrowing facility which enables the client to purchase and hold volumes of stock. The facility is only available against certain types of stock and is usually offered in association with complementary facilities such as factoring.

Call our specialist brokers in these packages Peter or Glin on 01242 226662.
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DEAL FINANCE

This is a facility that allows the client to undertake a deal which they would not normally be able to fund out of cash flow. For example, the import of an item or items, which might then be manufactured or changed in the UK , then sold to a customer as a finished article. The facility would finance the cost of the import, the processing cost in the UK , and the period between delivery and payment. With this facility smaller companies can compete for larger orders.

Call our specialist brokers in these packages Peter or Glin on 01242 226662.
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COMMERCIAL MORTGAGES

We work as an independant c ommercial broker in the UK and get you the best deals. Raising a mortgage against commercial property in the UK offers you plenty of advantages. Since it's a secured loan, the interest is much lower a nd you get a whole host of tax benefits.

Call our specialist brokers in these packages Peter or Glin on 01242 226662.
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RESIDENTIAL MORTGAGES

Mortgages against residential property. As your c ommercial broker in the UK we identify and source a wide range of mortgage plans to help you get the right mortgage.

Call our specialist brokers in these packages Peter or Glin on 01242 226662.
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RESERVE FINANCE

This is specialist funding for times when a company is in difficulty. The company has to be turned around and new finance introduced. Oxford Funding identifies the basis of the turnaround, introduces the expertise to handle the legal aspect and provides funding to see the business correctly capitalised to re-launch. As your commercial broker in the UK , we are glad to offer you this specialized service.
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VENTURE FINANCE AND EQUITY FUNDING

The Venture Finance funds available in the UK tend to kick in when businesses are proven to be profitable and have reached a certain size. When clients have achieved this, we find suitable venture finance funds.
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BRIDGING LOANS

This is a short-term loan secured on property which is in the process of being sold. The funds tend to be more expensive than normal mortgages because all the set up costs have to be recovered over a shorter period. However, you can rely on us, your commercial broker in the UK , to get you the best deal.
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PERSONAL LOANS

Often the quickest and cheapest funding for the client who has a good credit score. Oxford Funding gets discounted rates due to the volume of loans transacted. So funding is often easier, quicker and cheaper through our services. It's a way to obtain a quick source of funding on a personal level, but it does not offer the tax efficiencies of other business related lending. As your commercial broker in the UK , we can help you get the best deals.
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Cost of Services:

We usually offer our commercial mortgage to corporate finance s ervices free of charge, apart from some minimal document and arrangement fees.
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Whatever finance or funding need you have, you can rely on us, your commercial broker in the UK at all times.

Call our specialist brokers in these packages Peter or Glin on 01242 226662.

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